Penny - Track Your Money, Bills, Saving & Spending

Penny - Track Your Money, Bills, Saving & Spending

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 7.12 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 3,526 Ratings


Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people. FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Penny App is Awesome

    By DavidTheName
    Great App
  • Really great!

    By Bilkinssss780
    This app has significantly helped me and my finances. I never leave reviews, but felt compelled to after I realized how much I’ve saved since downloading this app. It’s easy to use, the layout is fun and easy, and Penny’s bill reminders are a life saver! Thank you!
  • Great app

    By _Billcam_
    The conversation part can get a bit tedious & annoying. But other than that it’s a great app, keeps track of my spending & lets me know how much I’ve spent based on the categories I setup. Highly recommended!
  • Great App

    By Ms Kimberly Perry
    Great App I recommend it to all. Great way to keep up with your money!
  • Great!

    By Lyricmdk
    Love this app. Penny reminds me of upcoming bills, help me budget my money and my spending goals. I upgraded to the premium account and it is so much better I absolutely love it.
  • Love this app

    By Rippstik
    This app is personable, and helps me keep track of my spending. Thanks penny!
  • Just what I needed

    By Simon Parkk
    Being your typical layman, I needed a personal assistant to manage my finances in a digestible way so that I can stay in a state of awareness of my finances every day. What I really enjoyed as of late, is how penny gave some very informative infos regarding the recent equifax debacle and the steps I can take to protect my self. I love this app and I’m anticipating for greater features to come!
  • Amazing

    By Ricksa24
    I thought I was doing ok on finances, but always seem to run out of money. Penny seems like a real person that really wants to help me with my budget. Makes me laugh and love the graphs !!
  • Great app

    By KevSwitz
  • Awesome

    By Rebeccccaa boo
    Really informative and fun app for people who know little to nothing about finances. Also helpful for those who do, but just need help in managing money better or to track their spending. I recommend this!