Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.6.2
  • Adult Rating: 4+
  • File Size: 80.12 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,379 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Could really use a shared budget feature

    By jarebear989
    This is great for personal budgeting, but shared budgets could make it easier for family finances.
  • A rip off

    By lordgiven$90
    I didn’t even used the app nor was it advertised as a paid app. I was charged for it days after download the app.
  • Excellent app

    By 5hadow!
    I’ve tried many different budgeting app and this is by far my most favorite!! It’s so simple and easy to use!! Exactly what I had been looking for!!
  • I love pennies, a few upgrades would be great

    By Rico suave 737
    Like colors to choose for a theme, icons , charts , trends , graphs , also selected sound effects for when you spend like a ouch or something and when you gain money some cool effect come up ! I love how the app runs and works but I plan to used this app for a very long time i would love more tech :)
  • Love the app but...

    By mattvz94
    I love this app and all of its functionality. What would make it 5 stars is if there were more options for when budgets reset, like “the first Monday of each month” or “the third Thursday of each month”
  • Best budgeting app available.

    By doodlebugzzzzzz
    This is in my opinion. The most simple, budget focused app on the market today! I love pennies!
  • The single app that keeps me on iOS

    By MBirkey
    Edit: I have been using this app daily for years after purchasing it for a few dollars. It helps me keep track of expenses while keeping me on budget. I happily pledged a $5 tip using the new tip jar feature. This great quality app deserves to keep going with users support! Pennies gets better with each update. I have been using this version in beta for a while now and it is even more useful! You can now group your expenses and income by note. This allows you to see how much has been spent on each note type based on the timeframe of your set budgets. The today widget is much more useful and the app syncs and runs like a well oiled machine. I use Pennies daily and it helps me keep track of my expenses, let's me know if I should stop spending, and now helps me understand easier what I spend my money on month to month. This app is quality and worth a purchase. The developer is super personable and makes every attempt to listen to his users. Keep up the awesome work!
  • simple and it does the job well

    By ViragoBridget
    I really like this app. Nice simple concept. All the things you need and none of the things you don't.

    By jax467
    This is the best tool for keeping up with your spending! Once your budget is established just log in your spending as it happens (and that is easy to do!) and it does it from there. Can’t go wrong with using this app!
  • Life-changing

    By maxblack113
    This app is simply the best. I used to use a full fledged budgeting app that was very complex, but after a few months I found that I simply didn't need all the bells and whistles. I throw the money I don't wanna touch in a savings account and use this app to manage my spendable money. The Apple Watch app is also a nice bonus. Awesome app. Great functionality. I simply can't live without it. Recommendation: Adding a “note” takes too may taps. You should explore ways to make adding notes quicker. For instance, when I click on a suggested note, have the menu close itself instead of having me hit the check mark. Or, since there’s so much unused screen space, maybe have theist always open as a scrolling list that shows 5 at a time, rather than having me click the add note button to make a big list shoot up from the bottom.