Experian - Credit Report

Experian - Credit Report

By Experian

  • Category: Finance
  • Release Date: 2016-05-16
  • Current Version: 2.1.2
  • Adult Rating: 4+
  • File Size: 76.21 MB
  • Developer: Experian
  • Compatibility: Requires iOS 10.3 or later.
Score: 4.5
4.5
From 3,858 Ratings

Description

Access your interactive Experian Credit Report anytime, anywhere – absolutely free! Checking your own report doesn’t hurt your credit and there’s no credit card required. Your free Experian Credit Report is automatically updated every 30 days when you sign in, so your credit information is always at your fingertips. See where you stand and interact with your credit in a completely reimagined way. You’ll also get notifications on your iPhone or iPad when key updates to your credit report are detected. Download the new, free Experian app today, and get the fast, anytime access to truly understand your credit! Available on iPhone or iPad devices. KEY FEATURES: CREDIT REPORTS • View your Experian Credit Report and better understand what kind of information that banks and lenders see – including your credit accounts, inquiries and public records. • Your Experian Credit Report will automatically be updated every 30 days, when you sign in. CREDIT MONITORING & ALERTS • We monitor changes to your credit profile like when a new credit account is opened in your name or when an inquiry appears on your credit report. • We’ll send you a push notification, so you can view these alerts directly on your device. CREDIT AT-A-GLANCE • Easily monitor your credit and see a breakdown of your accounts in a fun new way. • See how your credit usage impacts your credit by keeping track of how much you spend and how much debt you have, in the Credit and Debt Summary section. PERSONALIZED CREDIT CARDS* • Using Experian's credit data and smart analytics, we'll help analyze your individual credit situation and find the right credit cards matched for you from our trusted network of partners. FREQUENTLY ASKED QUESTIONS Q: Is my Experian Credit Report really free? A: Yes, Experian provides a 100% free credit report. No credit card required. Q: Will checking my report hurt my credit? A: No, checking your own report with Experian does not impact your credit. Q: How often does my Experian Credit Report update? A: Your free credit report is updated every 30 days. Q: What if I already have an account through freecreditreport.com, freecreditscore.com or or Experian CreditWorks account? A: If you already have an account through one of these domains, just sign in with your existing username and password to start using the app. SUBSCRIPTIONS Experian CreditWorks subscriptions purchased through the app will be charged to your iTunes account and will automatically renew within 24 hours prior to the end of the current monthly subscription period, unless auto-renewal is disabled beforehand. To manage your subscriptions or to disable auto-renewal, after purchase, go to your iTunes account settings. Experian CreditWorks subscription is $19.99/month. ABOUT EXPERIAN Experian was the first company and credit bureau to offer on-line credit reporting services in the United States of America, and now is the leading provider of credit data and services. Experian maintains credit information on approximately 220 million U.S. consumers with more than 1.5 petabytes (1.5 quadrillion bytes) of data, empowering consumers to manage and improve their financial status, and helping them to protect themselves against fraud and identity theft. Experian is deeply committed to educating consumers through financial literacy and funding programs, and work with non-profit and public education leaders across the U.S. Privacy Policy: https://usa.experian.com/login/#/publicPrivacyPolicy Terms & Conditions: https://usa.experian.com/login/#/publicTermsAndConditionsFree *Offers are not available in all states.

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Reviews

  • Superb service!

    5
    By JayBobbvvw
    Amazed at how easy it is to gain insightful credit information from Experian! Would recommend!
  • Harassment

    1
    By CCDOrchid
    Accounts hacked and dealing with harassment from Experian “dark web monitoring” when they are unethically hacking consumers to bait and switch. Received 27 emails to try and get me to resign up for their memberships. Refused to release data, had to close my bank accounts to get them out of my information. Psychos! Took advantage of Equifax data breach.
  • Why pay to have a credit lock??

    1
    By Naser G
    Equifax and Transunion don’t make you pay to lock and unlock for credit lock.
  • Fluff

    3
    By busyguy14
    A lot of bells and whistle but no substance. You tell me I have two negative marks on my credit but there’s no way to see the info. I can log into transunion mobile site and SE who I owe or who’s not telling the truth. Wasted my time.
  • Misleading application

    1
    By 923Daytona
    I was under the impression that this application would provide monthly updates for my credit report. I haven’t received an update in months... I feel like I was cheated out of my money when applications like credit karma will give me the same information, more details, and updates for free!
  • Stay away

    1
    By Elcox000084ec
    Signed me up for a 22 dollar/month subscription without my knowledge, didn't realize this until I was billed for it the first month. Don't bother with this app.
  • Greatest

    5
    By JauJau91
    This is awesome. Helping to know what need be clear credit score and paying to everything after become to back great credit!!! I'm so happy, Life
  • A must have service

    5
    By ychikal
    Experian has been nothing but cooperative and transparent in our dealings. The information they’ve provided has been so helpful in building credit after living overseas for years and posed a solution to watching our accounts while out of the USA. Now that we’re back we have literally a daily way of checking on our new accounts and scores. When I switched from the monthly to a free account I was pleasantly surprised at how much information was still free via the app and how we still received emails about alerts. I was also able to see any errors on our credit and remedy those using the free dispute service. I’d highly recommend this service to you all.
  • Helpful tool to keep track of credit score. Not much else.

    3
    By b.t.t. 1977
    I have had Experian for awhile there’s not really a lot of bad things I can say. It’s very useful to keep track of your credit score. Atleast Experian wise. I wish they put the date of when the creditors reported to them on their reports. The one other thing that bothers me is customer service. Experian does have an 800 number but don’t even call, it just puts you on a loop for hours. No one will answer!
  • Love!

    5
    By jp_842018
    I absolutely love this app and it seems like it is always spot on.

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