YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 52.46 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 9.0 or later.
Score: 4
From 1,241 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/



  • No iPhone X support.

    By jmejiaa
    For an app I use daily, id love it to look great on the latest device
  • Love YNAB, Just Missing a Couple Thigs

    By Jktcktt
    I love the flexibility of the mobile app and the ability to use a browser. Things have synchronized seamlessly between all apps. The one thing I would like to see in the iPhone and iPad app is the ability to collapse groups. This would be nice since screen real estate is a lot less than on a computer (which has the option to collapse). The other thing I’d like to see is for the iPad. Maybe I am just missing it, but the phone app lets me pin certain categories to the top so I can keep a close eye on them. I wish this was on the iPad app. Maybe it is and I just haven’t found it yet... Again, I love the app and the service and look forward to reaching my financial goals using this tool! Thank you for all your hard work!
  • Great so far!

    By User female
    So far I’m loving the app! The concept is very different from previous apps I’ve used and definitely makes you feel more in control! I can’t wait to see how my budget is in a month and in 2 months after first use! Edit: Really happy the underfunded button is working again on the app so you can easily allocate what needs to be covered upon receiving a paycheck. Keep up the great work developers! I will forever use this app.
  • Love, love, love this app!

    By Sara from Charlotte
    YNAB on the iPhone is a match made in heaven! Easy to use on the go for all your budget tasks. Run, don’t walk to the App Store and get your copy today, your bank account will thank you later!
  • Excellent tool, Please update for iPad Pro 10.5

    By ChipJan
    YNAB is fantastic. I have been using for 5+ years now, and it continues to improve. The budgeting concept is unique and a great way to stay on top of finances and be responsible with your funds. Couple issues: - This app is not updated for iPad Pro 10.5, making things a bit blurry. Please, please, please update this. - There are a few features that are only available on the web version. I rely nearly exclusively on iOS, and it would be helpful to have missing features added to the iOS app over time. For example: reconciling accounts.
  • The. Best. Financial Tracking App. Ever

    By coffeeshoptheologian
    Seriously the best all-around daily financial tracking system and app on the market. Worth every bit of effort to learn the system and adapt it to your needs. App updates are a massive improvement. You can now do everything on your phone that you can on the online/desktop version. All hail YNAB!
  • Sneaking in charges

    By RC-Krad
    Tried their “free” trial and got charged $$100! Not even sure they even refund. No response from them yet.
  • Good app

    By ChrisBrownBeatsWomen
    Appreciate the new features since updating. Now that there’s a yearly cost, I would expect the app to stay up to date with technology. App developers have had iPhone X Templates since September, could we can an update soon?!
  • Game Changer

    By Mr. Celestin
    This app, what can I say about his app. This is the most fun I have ever had budgeting. I feel so in control of my money. I look and every dollar has a job and I know exactly what my day, week and month look like. This app is well put together and the real gem might not even be in the app. It might be in the blog, the forums, the weekly columns. All that comes with the app! I tried mint for awhile but I like how this app makes you look at your money and account for every dollar you spend. Mint just took a shot at categorizing your transaction but it never really gave you a solid plan. The price is so worth it so go ahead and give it a try!
  • Terrible

    By Emt60
    Still missing features which their prior version had, and they keep jacking up the price. They have gone from a company founded on noble principles with a great product to being the same as every other money hungry company out there. Churning out a crap product for ridiculous subscription fees.