YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.0.4
  • Adult Rating: 4+
  • File Size: 53.16 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 9.0 or later.
Score: 4
From 1,072 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then $50/Year We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a $50, one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/




    By Ginganinjakatt
    I have tried everything to budget. From using cash only, to other popular apps, and nothing was helping. I went through Dave Ramsey’s Financial Peace program and it was helpful. But having this app connect to my bank account and track my spending has helped me to become smarter with my money and I’m so impressed!!!! I would soooo recommend this to others with budgeting struggles like me.
  • YNAB changed my life

    By RoyMcKenzie
    YNAB changed the way I handle my finances and thusly how I manage my life. The envelope budgeting style when every dollar is given a job, even if that job is to just sit there is fantastic. Thank you, YNAB!
  • Simply The Best

    By Software Monkey
    YNAB is easily, hands down, the best budgeting system around. And the mobile app is as excellent as the rest of the software. I have used many systems before, a paper cash book, spreadsheet, Quicken, Money, and I reviewed about a dozen packages before I stumbled upon YNAB about 5 years ago. I was at the point of writing my own, with the UI essentially complete, and YNAB did everything I wanted. In the years since it’s only gotten better. No reservations, YNAB is an unqualified recommend.
  • Best budgeting ever

    By Abbyiorg02
    I could never budget any other way again!! My fiancé and I are a month ahead on our monthly expenses and it makes things a whole lot less stressful!! Now we are working on paying off our credit card debt. It is so nice being able to see how much we spend and where we spend it instead of spending aimlessly and not hitting our goals. I look forward to ever payday just to budget everything into categories, I have been using YNAB for over a year and recommend it to everyone I know.
  • Fantastic

    By dfsmith2
    Longtime v4 user just migrated. Absolutely LOVE this. If you are new to YNAB sign up for the live training webinars, they are top notch and will get you going in no time.
  • Game-changer

    By gendertrouble
    I recommend this app to EVERYONE
  • Looks nice but cluttered

    By elginkevin
    I like most of the new functionality, but find the app cluttered now. The ability to enter future transactions and cover overspending are a major plus.
  • User-friendly App, for on the go

    By Cest le Shah
    This app provides all the necessities of YNAB, a great tool to use when you’re feeling too lazy to visit the desktop version. I like that it doesn’t have all the functionality of the desktop version, and focuses on a sensible layout for achieving the most from the core daily actions/functions. I rarely review, this is just how much I appreciate their product and design thoughtfulness. Thank you YNAB team!
  • Lacks useful features found in previous version.

    By ScoopskyPotatos
    Lacks useful features found in previous version. Makes budgeting overly complex. Tries too hard to be too smart (eg Credit Card handling). Loss of budgeting income to a specific month.
  • The perfect tool for precise budgeting.

    By dizzyizzy06262015
    Want to know exactly where your money goes? Want to be able to know exactly how much you can spend on movies this month? Want to stop stressing about spending or fighting with your SO about every purchase? Then you've come to the right place. YNAB is a brilliant program combined with a budgeting philosophy. Get this app (and use the web platform, too). It will change your life. I used Mint religiously for 2+ years, but never felt I could budget effectively. I'm now a full-fledged drank-the-kool-aid convert to YNAB and I'll never look back. You need a budget!!!